What is the New Hampshire Health Protection Program?
In 2014, changes in State law created the New Hampshire Health Protection Program (NHHPP) which is a Medicaid funded health care program that expands coverage to low-income New Hampshire residents.
Are you enrolled in the NH Health Protection Program (NHHPP)? If so, all persons in NHHPP as of December 31, 2015 will participate in the Premium Assistance Program unless they are Medically Frail or they are receiving health insurance through their employer and already participate in the Health Insurance Premium Program (HIPP).
PAP provides access to health insurance coverage with a Qualified Health Plan (QHP) certified for sale on the New Hampshire Federally Facilitated Marketplace (FFM).
Enrollment will begin on November 1, 2015. Coverage will begin January 1, 2016.
Enrollees may shop for health plans on NHEASY or visit a ServiceLink Center for help in choosing a plan by contacting a local office for an appointment. Find your local ServiceLink Center online.
For more information call Medicaid Service Center at 1-888-901-4999.
- Health Insurance Premium Payment Program (HIPP): If you or someone in your family is eligible to receive health insurance through an employer, you may qualify for help in covering your insurance costs. If you are eligible for the HIPP Program, the New Hampshire Health Protection Program will pay your share of the insurance costs. For more information regarding the Health Insurance Premium Payment Program (HIPP) visit the HIPP webpage.
- Medically Frail: If you have a physical, mental or emotional condition that causes limitations in daily activities; or you reside in a medical facility or nursing home then you could self-identify as medically frail. People who are medically frail are excluded from PAP. These people will enroll through managed are and have an option of Alternative Benefit Plan (ABP) or standard Medicaid package of benefits.
- Premium Assistance Program: If you are New Hampshire residents between the ages of 19 to 65, and meet certain household income levels and other requirements you may be eligible for the Premium Assistance Program (PAP). Through this program you will get your health coverage through a commercial health plan called a Qualified Health Plan (or QHP) through the Federally Facilitated Marketplace (FFM). You will be able to choose a QHP from a group of health plans that are available to you based on where you live. You will have 30 days from the date of your letter to choose a QHP. If you don't choose a QHP by the due date, you will be assigned to a QHP in your county. It's best for you to choose the QHP you want. So that you can look for the health plans that work with the providers you see now and offer the medications you use. If you would like more information visit the Premium Assistance Program webpage.
If you are not eligible for NHHPP or Medicaid, you can find more information about affordable health coverage by visiting Covering New Hampshire.